Phillip M. Nembhard, CPA, MBA is a business coach, financial advisor, and tax strategist with 24 years of experience. With an MBA in Finance, a degree in Accounting, and specialized training in financial analysis and tax planning, he blends technical expertise with entrepreneurial insight as a business owner and investor.

He has guided small businesses and startups to streamline operations, reduce risks, improve cash flow, and boost profitability. As a tax strategist, his clients often save from $15,000 to $35,000 annually, while high-income earners can save $150,000 or more through tailored strategies delivered with a team of specialists.

Phillip’s career began in bookkeeping in 2000 and grew to leadership roles such as Financial Controller, where he helped drive 8–15% annual cash flow improvements. Today, he leads NPM Advisory Accounting LLC, focusing on business coaching, advisory, and tax-efficient wealth planning, supported by a dedicated compliance team. His passion remains empowering business owners to achieve lasting growth and financial freedom.